When was the last time you sat down and read through your auto insurance policy? Unless you’ve been in some type of accident, there’s a good chance it’s been years. Now is a great time to take a fresh look at your car insurance in Illinois and see if it’s still a good fit. Here are three situations that definitely call for conducting a review.
You’ve Forgot What Benefits are Included
At the time you purchased the policy, the agent went over every benefit included and any type of co-pays or deductibles that applied. Over the years, you’ve forgotten exactly what the plan covers and what it doesn’t. Do you have benefits that include free towing or possibly some type of coverage for renting a car while yours is in the shop? The only way to know for sure is to read through the policy again and see what’s there.
You Need to Make Some Changes
A few things have changed since you first took out the current policy for car insurance in Illinois. Your kids are now adults and no longer need to be covered under the plan. Thanks to the fact that you are making more money, lowering some of the deductibles is also a possibility. Before you set out to make any changes, review the policy and see what you would like to change. That will make it easier for the agent to take care of everything at once.
You’re Not Sure That the Pricing is Competitive
When was the last time you compared premiums for similar policies? You may find that what you currently pay for car insurance in Illinois is a little higher than what you would enjoy by making a switch. Read through the policy and then talk with your agent. You may be surprised at what sort of pricing you could lock in and still enjoy all the coverage you have now.
Are you ready to take a fresh look at your auto insurance? The team at Accurate Auto Insurance can help. Call us today or visit https://www.accurateautoins.com/ to receive an instant quote now. Together, we can make sure you have coverage that’s sufficient as well as affordable.