If you’ve been on the receiving end of a lot of traffic tickets or been charged with a DUI or DWI in the past, then you’ll probably need to know more about SR-22 insurance terms and conditions and how you might need to acquire one.
SR-22: What is it?
The SR stands for Statement of Responsibility, says NerdWallet. The SR-22 is an official document that some states ask for to serve as proof that you have enough car insurance. It’s a supporting document you can use if you want to have your driving privileges reinstated after you’ve been involved in a serious car accident.
When do you need it?
Aside from being charged with a DUI or DWI, as well as with speeding within a short span of time, you are also likely to need this document if you find yourself involved in car collision and it’s been determined that the accident was your fault. If you have no insurance, then that’s going to add another black mark in your record. Suspension of your driving privileges will likely follow. If you want those privileges reinstated, you’ll need to submit this document along with other supporting documents the court might need.
How to get one?
You’ll need to look for a company that offers SR-22. Not all insurance providers do so scout around. Once you find one, make sure you run through all the SR-22 insurance terms and conditions before you submit that paper to court. Check for any mistakes or errors that could delay processing times. You’ll also want to make sure you hire a reliable insurance provider so check the company’s credentials as well before you ask them for an SR-22.
Other handy tips?
Ask friends and family. They’re often a terrific source for tips and referrals in case you find yourself in a bind on where to start. To know more about SR-22 insurance services contact Great Northern Insurance Agency.
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