As an electrician, you understand how important your profession is for businesses and homes. Unless the right circuits are installed they cannot turn their lights on. For a business, this means their livelihood, for a home it means their comfort. However, as an electrician, you also understand that your work comes with many potential risks. Accidents or mistakes can happen no matter how cautious you are. For this reason, you need to consider electrical contractors insurance in Livermore. Here are three scenarios to explain why your policy is important.
Scenario 1: Losing a Contract Because of Lack of Insurance.
No matter how competitive your bid for a project, or how reputable your work is, a client may choose a competitor based on the fact you do not have adequate liability coverage. They consider it too much of a risk. Electrical contractors insurance in Livermore offers you protection against financial loss, and helps potential clients feel at ease about hiring you.
Scenario 2: Your Hired Worker Falls From a Ladder.
Even though you’ve taken all the precautionary measures and provided ladder safety training, an accident can happen. An employee can fall from a ladder while trying to complete a hard-to-reach job. The medical expenses can be astronomical, unless you’ve covered them with workers comp insurance.
Scenario 3: You’re driving the company truck when you rear-end another vehicle.
Traffic can be difficult to navigate, and you can’t always predict the actions of other drivers. If you have an accident while driving the company truck, it can end up costing you a bundle. As a professional, you want to secure adequate policies to cover anything you would be held liable for.
If you are looking for electrical contractors insurance in Livermore, visit the Bay View Insurance Services website to learn more about the options you have available.